{ "_meta": { "version": "1.2.0", "updated": "2026-05-18", "changelog": [ "1.2.0 (2026-05-18): WHLG income threshold corrected to £36k (was £31k); Winter Fuel Payment reverted to universal with £35k HMRC clawback (after 9 June 2025 U-turn); HES Grant & Loan — replacement heat pumps loan-only, not grant-eligible; 0% VAT reverts to 5% not 20% in April 2027; WHD eligibility expanded for 2025/26 to ~6m households (no longer has 'high-cost-to-heat' property test); HUG2 marked as closed (ended 31 March 2025).", "1.1.0 (2026-05-18): BUS oil/LPG uplift to £9,000 from July 2026; EV charger grant £500 (was £350); GBIS marked as closed 31 March 2026 with no successor; ECO4 extended to 31 Dec 2026; renamed Warm Homes Plan → Warm Homes: Local Grant (WHLG)." ], "notes": "Eligibility rules use AND logic across keys. Within a key, a value list means 'must match one of'. Every grant carries a 'source' URL — verify on update. The frontend should surface _meta.updated as a visible 'last reviewed' stamp." }, "grants": [ { "id": "whlg", "name": "Warm Homes: Local Grant (WHLG)", "tagline": "Major retrofit grant via your local council", "value_min_gbp": 6000, "value_max_gbp": 30000, "value_display": "up to £30,000", "regions": ["England"], "covers": ["solar", "heat_pump", "insulation", "battery"], "summary": "The headline scheme within the Warm Homes Plan. Up to £30,000 toward insulation, solar, heat pumps and other measures (split £15k energy efficiency + £15k low-carbon heating), delivered via participating local authorities. Household income must be £36,000 or less. Property must be EPC D or below. Live since 1 April 2025 — successor to HUG2 for fuel-poverty upgrades.", "eligibility": { "region": ["England"], "tenure": ["own_outright", "own_mortgage", "private_rented"], "income_band": ["under_31k", "31k_50k"], "epc_rating": ["D", "E", "F", "G", "unknown"] }, "apply_url": "https://www.gov.uk/apply-warm-homes-local-grant", "source": "https://www.gov.uk/government/publications/warm-homes-plan/warm-homes-plan-html", "priority": 100, "warmworth_note": "Council income thresholds vary widely. Check our /regions/ pages or apply via gov.uk to be routed to your local authority." }, { "id": "bus_air_source", "name": "Boiler Upgrade Scheme — Air Source Heat Pump", "tagline": "£7,500 toward an air source heat pump", "value_min_gbp": 7500, "value_max_gbp": 7500, "value_display": "£7,500", "regions": ["England", "Wales"], "covers": ["heat_pump"], "summary": "£7,500 grant for installing an air source heat pump. Open to homeowners, private landlords and small businesses. Property cannot have an outstanding recommendation for loft or cavity wall insulation on its EPC, unless exempt.", "eligibility": { "region": ["England", "Wales"], "tenure": ["own_outright", "own_mortgage", "private_rented"], "property_type_exclude": ["listed"], "heating_type_exclude": ["heat_pump"], "intent_any": ["heat_pump"] }, "apply_url": "https://www.gov.uk/apply-boiler-upgrade-scheme", "source": "https://www.ofgem.gov.uk/guidance/boiler-upgrade-scheme-guidance-property-owners", "priority": 95 }, { "id": "bus_ground_source", "name": "Boiler Upgrade Scheme — Ground Source Heat Pump", "tagline": "£7,500 toward a ground source heat pump", "value_min_gbp": 7500, "value_max_gbp": 7500, "value_display": "£7,500", "regions": ["England", "Wales"], "covers": ["heat_pump"], "summary": "£7,500 grant for installing a ground source heat pump or shared ground loop. Same eligibility rules as the air source variant — homeowners and private landlords, no outstanding insulation flags on EPC.", "eligibility": { "region": ["England", "Wales"], "tenure": ["own_outright", "own_mortgage", "private_rented"], "property_type_exclude": ["listed"], "intent_any": ["heat_pump"] }, "apply_url": "https://www.gov.uk/apply-boiler-upgrade-scheme", "source": "https://www.ofgem.gov.uk/guidance/boiler-upgrade-scheme-guidance-property-owners", "priority": 94 }, { "id": "bus_oil_lpg_uplift", "name": "BUS — Off-Gas (Oil/LPG) Uplift", "tagline": "£9,000 from July 2026 for oil & LPG homes", "value_min_gbp": 9000, "value_max_gbp": 9000, "value_display": "£9,000", "regions": ["England", "Wales"], "covers": ["heat_pump"], "summary": "From July 2026, homes currently heated by oil or LPG receive an uplifted £9,000 BUS grant (up from £7,500). Applies to both air source and ground source heat pump installations replacing the existing fossil-fuel boiler.", "eligibility": { "region": ["England", "Wales"], "tenure": ["own_outright", "own_mortgage", "private_rented"], "heating_type": ["oil", "lpg"], "intent_any": ["heat_pump"] }, "apply_url": "https://www.gov.uk/apply-boiler-upgrade-scheme", "source": "https://www.airahome.com/en-gb/blog/heat-pump-grant-9000-uk", "priority": 96, "warmworth_note": "Confirmed for July 2026 — if you're an oil/LPG household considering a heat pump, it's worth waiting for the higher rate." }, { "id": "bus_air_to_air", "name": "BUS — Air-to-Air Heat Pump", "tagline": "£2,500 toward an air-to-air heat pump", "value_min_gbp": 2500, "value_max_gbp": 2500, "value_display": "£2,500", "regions": ["England", "Wales"], "covers": ["heat_pump"], "summary": "Live since 28 April 2026. £2,500 grant for air-to-air heat pumps — the cheaper, easier-fit option that uses existing electrics rather than wet radiators. Often the right choice for flats, smaller properties and homes without an existing hot-water tank.", "eligibility": { "region": ["England", "Wales"], "tenure": ["own_outright", "own_mortgage", "private_rented"], "intent_any": ["heat_pump"] }, "apply_url": "https://www.gov.uk/apply-boiler-upgrade-scheme", "source": "https://energysavingtrust.org.uk/grants-and-loans/boiler-upgrade-scheme/", "priority": 90 }, { "id": "seg", "name": "Smart Export Guarantee (SEG)", "tagline": "Get paid 1p–30p per kWh exported", "value_min_gbp": 100, "value_max_gbp": 800, "value_display": "1p–30p per kWh", "regions": ["England", "Scotland", "Wales"], "covers": ["solar", "battery"], "summary": "Mandatory scheme requiring electricity suppliers with 150,000+ customers to pay you for surplus electricity you export from your solar panels. Rates vary wildly — Octopus Outgoing Fixed pays 15p/kWh flat (tied), Intelligent Flux up to 30p/kWh at peak with battery, while some suppliers offer just 1p. Watch for bundling clauses that lock you into installing with that supplier.", "eligibility": { "region": ["England", "Scotland", "Wales"], "intent_any": ["solar", "battery"] }, "apply_url": "https://www.ofgem.gov.uk/environmental-and-social-schemes/smart-export-guarantee-seg", "source": "https://www.sunsave.energy/solar-panels-advice/exporting-to-the-grid/best-seg-rates", "priority": 70, "warmworth_note": "Highest headline rates often require you to install solar through that supplier, not switch in afterwards. Read our SEG comparison before committing." }, { "id": "zero_vat", "name": "0% VAT on Energy-Saving Materials", "tagline": "0% VAT until 31 March 2027", "value_min_gbp": 500, "value_max_gbp": 3000, "value_display": "saves £500–£3,000", "regions": ["England", "Scotland", "Wales", "NI"], "covers": ["solar", "heat_pump", "insulation", "battery", "ev_charger"], "summary": "Zero VAT on residential installations of solar PV, heat pumps (fixed, not portable), batteries (standalone or with solar — since Feb 2024), insulation, water source heat pumps, smart thermostats, draught stripping and qualifying heating controls. Applied automatically by your installer (must be VAT-registered — DIY installs don't qualify). Confirmed to remain at 0% until 31 March 2027, then reverting to 5% (NOT to 20%).", "eligibility": { "tenure": ["own_outright", "own_mortgage", "private_rented", "social_rented"], "intent_any": ["solar", "heat_pump", "insulation", "battery", "ev_charger"] }, "apply_url": "https://www.gov.uk/guidance/vat-on-energy-saving-materials-and-heating-equipment", "source": "https://www.gov.uk/guidance/vat-on-energy-saving-materials-and-heating-equipment", "priority": 60 }, { "id": "warm_home_discount", "name": "Warm Home Discount", "tagline": "£150 off your winter electricity bill", "value_min_gbp": 150, "value_max_gbp": 150, "value_display": "£150", "regions": ["England", "Scotland", "Wales"], "covers": ["bill_discount"], "summary": "A one-off £150 discount applied to your electricity bill between October and March. For 2025/26 the 'high-cost-to-heat' property test was removed — all qualifying-benefit recipients in England & Wales now eligible (~6 million households, up from 3.3m). Scotland is narrower: Pension Credit Guarantee only. Paid automatically for most via HMRC/DWP data matching.", "eligibility": { "benefits_any": [ "universal_credit", "pension_credit", "income_support", "esa_jsa", "child_tax_credit", "working_tax_credit", "housing_benefit", "disability_benefit" ] }, "apply_url": "https://www.gov.uk/the-warm-home-discount-scheme", "source": "https://www.gov.uk/the-warm-home-discount-scheme", "priority": 80 }, { "id": "eco4_legacy", "name": "ECO4 (Energy Company Obligation — Final Year)", "tagline": "Ends 31 December 2026 — apply early", "value_min_gbp": 5000, "value_max_gbp": 25000, "value_display": "fully funded measures", "regions": ["England", "Scotland", "Wales"], "covers": ["insulation", "heating", "boiler", "solar"], "summary": "Supplier-funded obligation requiring large energy companies to install energy-saving measures in the homes of low-income and vulnerable households. Originally due to end March 2026, extended to 31 December 2026. No successor (no 'ECO5') — the government is replacing it with the WHLG and direct loan products. Cannot be stacked with BUS on the same measure but ECO4 insulation + BUS heat pump IS allowed.", "eligibility": { "region": ["England", "Scotland", "Wales"], "benefits_any": [ "universal_credit", "pension_credit", "income_support", "esa_jsa", "child_tax_credit", "working_tax_credit", "housing_benefit", "disability_benefit" ], "epc_rating": ["D", "E", "F", "G", "unknown"] }, "apply_url": "https://www.gov.uk/energy-company-obligation", "source": "https://www.gov.uk/government/consultations/extending-the-eco4-end-date/extending-the-eco4-end-date-consultation-document-accessible-webpage", "priority": 85, "warmworth_note": "Apply before October 2026 — by year-end the supplier obligation closes and most installers will have stopped taking applications." }, { "id": "winter_fuel_payment", "name": "Winter Fuel Payment", "tagline": "£200–£300 for pensioners (universal again with £35k clawback)", "value_min_gbp": 200, "value_max_gbp": 300, "value_display": "£200–£300", "regions": ["England", "Scotland", "Wales", "NI"], "covers": ["bill_discount"], "summary": "Winter heating allowance for State Pension age households. Following the 9 June 2025 U-turn, payment is universal again for all pensioners — but HMRC claws back the full amount via PAYE for individuals earning over £35,000. £200 standard, £300 if any household member is 80+. Paid automatically; an opt-out is available at gov.uk if you'd rather not have the clawback applied later. Scotland uses the Pension Age Winter Heating Payment (PAWHP), delivered by Social Security Scotland.", "eligibility": { "pensioner_in_household": true }, "apply_url": "https://www.gov.uk/winter-fuel-payment", "source": "https://www.gov.uk/winter-fuel-payment/eligibility", "priority": 75, "warmworth_note": "Clawback is all-or-nothing — £35,001 of individual income = full repayment, no taper. Opt-out available at gov.uk." }, { "id": "ev_chargepoint_grant", "name": "EV Chargepoint Grant", "tagline": "£500 for renters and flat owners", "value_min_gbp": 500, "value_max_gbp": 500, "value_display": "up to £500", "regions": ["England", "Scotland", "Wales", "NI"], "covers": ["ev_charger"], "summary": "£500 grant toward a home EV chargepoint installation. Raised from £350 in April 2026. Open to private renters, flat owners and homeowners without dedicated off-street parking. Owner-occupiers with driveways are NOT eligible (the original Electric Vehicle Homecharge Scheme closed for them in 2022).", "eligibility": { "intent_any": ["ev_charger"], "tenure_or_property_match": { "tenure": ["private_rented", "social_rented"], "property_type": ["flat"] } }, "apply_url": "https://www.gov.uk/electric-vehicle-chargepoint-grant", "source": "https://find-government-grants.service.gov.uk/grants/electric-vehicle-chargepoint-grant-for-renters-and-flat-owners-2", "priority": 68 }, { "id": "home_energy_scotland", "name": "Home Energy Scotland Grant & Loan", "tagline": "£7,500 grant + £7,500 loan (+ £1,500 rural uplift)", "value_min_gbp": 7500, "value_max_gbp": 18000, "value_display": "up to £18k grant + £15k loan", "regions": ["Scotland"], "covers": ["solar", "heat_pump", "insulation", "battery"], "summary": "Scotland's flagship retrofit support, administered by Home Energy Scotland. Up to £7,500 grant for first-time heat pump installs (£9,000 in rural/island areas) plus up to £7,500 interest-free loan. Solar PV and batteries are loan-only, not grant. Insulation is funded at 75% of cost up to £7,500 grant. Open to all Scottish homeowners regardless of income — far more generous than the English equivalents. Replacement heat pumps qualify for the loan but NOT the grant.", "eligibility": { "region": ["Scotland"], "tenure": ["own_outright", "own_mortgage"] }, "apply_url": "https://www.homeenergyscotland.org/funding/grants-loans/", "source": "https://www.homeenergyscotland.org/funding/grants-loans/", "priority": 96 }, { "id": "warmer_homes_scotland", "name": "Warmer Homes Scotland", "tagline": "Free retrofit package for low-income Scottish homes", "value_min_gbp": 5000, "value_max_gbp": 25000, "value_display": "fully funded", "regions": ["Scotland"], "covers": ["insulation", "heat_pump", "boiler"], "summary": "Means-tested scheme delivering free insulation, heating and renewables packages to lower-income Scottish households. Assessment-driven — you'll get a personalised list of measures rather than picking from a menu.", "eligibility": { "region": ["Scotland"], "income_band": ["under_31k"] }, "apply_url": "https://www.gov.scot/policies/home-energy-and-fuel-poverty/warmer-homes-scotland/", "source": "https://www.gov.scot/policies/home-energy-and-fuel-poverty/warmer-homes-scotland/", "priority": 90 }, { "id": "nest_wales", "name": "Nest Scheme (Wales)", "tagline": "Free energy efficiency package for Welsh homes", "value_min_gbp": 3000, "value_max_gbp": 15000, "value_display": "fully funded", "regions": ["Wales"], "covers": ["insulation", "heating", "boiler"], "summary": "Free advice and a tailored package of energy-saving improvements for lower-income Welsh households. Run by Welsh Government via the Nest scheme.", "eligibility": { "region": ["Wales"], "income_band": ["under_31k"] }, "apply_url": "https://www.gov.wales/get-help-energy-efficiency-your-home-nest", "source": "https://www.gov.wales/get-help-energy-efficiency-your-home-nest", "priority": 88 }, { "id": "nisep", "name": "Northern Ireland Sustainable Energy Programme (NISEP)", "tagline": "NI insulation, heating and renewables support", "value_min_gbp": 500, "value_max_gbp": 8000, "value_display": "£500–£8,000", "regions": ["NI"], "covers": ["insulation", "heating", "heat_pump", "solar"], "summary": "Northern Ireland's main energy efficiency programme, funded via the Utility Regulator and delivered by approved scheme managers. Funds insulation, heating upgrades and increasingly renewables. Different rates apply to 'Priority' (low-income) and 'Non-Priority' applicants.", "eligibility": { "region": ["NI"] }, "apply_url": "https://www.nidirect.gov.uk/articles/energy-grants", "source": "https://refreshni.com/nisep-scheme-details/", "priority": 75 }, { "id": "renewables_obligation_rebate", "name": "Renewables Obligation Bill Cut", "tagline": "~£150/year auto-applied to your bill", "value_min_gbp": 150, "value_max_gbp": 150, "value_display": "£150/year", "regions": ["England", "Scotland", "Wales"], "covers": ["bill_discount"], "summary": "From April 2026, the Treasury covers 75% of the Renewables Obligation levy that previously appeared on every household electricity bill. Result: roughly £150/year off the average dual-fuel bill, applied automatically by your supplier. No application required.", "eligibility": { "region": ["England", "Scotland", "Wales"] }, "apply_url": "https://www.gov.uk/government/news/renewables-obligation-bill-cut", "source": "https://www.gov.uk/government/news/renewables-obligation-bill-cut", "priority": 50 }, { "id": "gbis_closed", "name": "Great British Insulation Scheme (CLOSED)", "tagline": "Closed 31 March 2026 — no successor", "value_min_gbp": 0, "value_max_gbp": 0, "value_display": "Scheme closed", "regions": ["England", "Scotland", "Wales"], "covers": ["insulation"], "summary": "GBIS closed to new applications on 31 March 2026. There is no direct replacement — the government is folding insulation support into the WHLG (England) and continuing ECO4 obligations until 31 December 2026. If you were partway through a GBIS application, your existing scheme should complete; check with your installer.", "eligibility": { "intent_any": ["__never__"] }, "apply_url": "https://www.gov.uk/apply-great-british-insulation-scheme", "source": "https://www.gov.uk/apply-great-british-insulation-scheme", "priority": 5, "warmworth_note": "Kept in the rules engine to surface as historical context, but excluded from active matches." } ] }